Deposit vs mutual fund
Calculate Deposit vs mutual fund instantly with the exact formula and a worked example.
Deposit vs mutual fund
Amount$
Termyears
Deposit rate%
Expected mutual fund return%
Fund expenses per year%
Entry and exit loads%
Income tax%
Mutual fund beats deposit by
1,885.3303$
Deposit income after tax
66 324$
Mutual fund income after tax
68 209$
Net fund return per year
12.50%
Verdict
Mutual fund is better
More about: Deposit vs mutual fund
What it calculates
The “Deposit vs mutual fund” calculator computes Mutual fund beats deposit by in $ from 7 parameters: amount ($), period (years), deposit rate (%), expected mutual fund return (%), fund expenses per year (%), entry and exit loads (%), income tax (%).
A handy everyday calculator for daily tasks.
Example calculation
With parameters Amount = 100,000 $, Period = 5 years, Deposit rate = 12 %, Expected mutual fund return = 15 %, Fund expenses per year = 2.5 %, Entry and exit loads = 1 %, Income tax = 13 % the result is 1,885.33 $ (Fund returns are not guaranteed; the deposit is state-insured (DIA)).
How to use
- Enter amount, period, deposit rate, expected mutual fund return, fund expenses per year, entry and exit loads and income tax — each field above is adjustable with a slider.
- Mutual fund beats deposit by ($) is calculated automatically as you type.
- Check the worked example below to see the formula applied to real numbers.
- Copy the result or bookmark this calculator.
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FAQ
How is Deposit vs mutual fund calculated?
The Deposit vs mutual fund calculator computes Mutual fund beats deposit by (in $) from amount, period, deposit rate, expected mutual fund return, fund expenses per year, entry and exit loads, income tax. Enter your values above and the exact formula is applied instantly; a worked example with real numbers is shown below.
Is the Deposit vs mutual fund calculator free?
Yes. It is completely free, needs no signup, runs entirely in your browser, and sends no data to any server.
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